Many South Africans believe investing requires thousands of rand, but in reality, you can begin building wealth with as little as R500. Thanks to digital platforms and low-cost investment products, starting small is not only possible—it’s smart. 1. Choose the Right PlatformSeveral South African platforms cater to beginners with low fees and no minimum investment […]
In 2025, South Africa’s economic environment continues to shape the investment landscape, affecting everything from market returns to consumer behavior. Understanding these economic factors can help investors make informed, strategic decisions. 1. GDP Growth and Business ConfidenceSouth Africa’s GDP performance directly impacts investor confidence and market trends. In periods of low growth, businesses scale back, […]
For young South Africans entering the investment world, the choice between cryptocurrency and traditional assets like stocks and ETFs is a defining decision. Each comes with distinct risks, benefits, and long-term prospects. 1. Volatility and RiskCryptocurrencies are known for extreme price swings. Bitcoin and Ethereum can deliver substantial returns—but also dramatic losses. This makes crypto […]
Tax can significantly impact your investment returns in South Africa, making tax planning a crucial part of any strategy. Understanding how different investments are taxed allows you to maximize growth and avoid unexpected liabilities. 1. Capital Gains Tax (CGT)When you sell an asset (e.g., shares or property) for more than you paid, the profit is […]
For beginners in South Africa, Exchange-Traded Funds (ETFs) offer a simple, low-cost way to build a diversified investment portfolio. Whether you’re just starting or looking to strengthen your financial foundation, ETFs deserve a central role in your strategy. 1. Instant DiversificationAn ETF typically holds a basket of assets—such as shares from the JSE Top 40—so […]